By Kelley Himmelberg
VP, Director of Human Resources
Whether you decide on New Year’s resolutions or you’re prone to goal-setting at the turn of the year, you’re probably exploring some of the common themes in which many people want to see improvement in their lives. Maybe you’re focusing on living more healthfully this year, or perhaps you want to get your finances in better order.
At INB, we strive to make your life easier and help you reach your goals, whatever they may be. What do you want to achieve this year?
Goal: I want to get out of debt!
Debt continues to plague many families today, but we want to encourage you that there is a way out. Yet, taking that first step can feel overwhelming; like riding a bike, the first time you pedal without training wheels is usually the most daunting. Getting out of debt takes focus and perseverance, but the good news is that anyone can do it: read our top five steps to reducing your financial debt.
Goal: I want to start saving for a large project!
Putting aside money for a few months to buy a new flat screen TV is one thing; funding a European vacation needs an entirely different plan! You may have big dreams this year of purchasing a new home or going on a dream trip… or maybe you even have an impending event, like your daughter’s wedding. We’ve got you covered at INB. When you don’t know where to start when it comes to saving for a large project, we can walk you through the steps:
Goal: I want to eat healthier!
Our staff at INB is just like you – busy people with families and careers and full schedules…and we know unhealthy eating can be a habit that is hard to shake. So we had a registered dietitian work with us to identify bad habits and help us overcome some of the pitfalls. It takes a lot of work to eat right. But in doing so, you make healthier decisions, decrease your chances of overeating, feel satisfied throughout the day, and enjoy your meals and snacks more. Read more about how to improve your eating habits here!
Goal: I want to kickstart my retirement savings!
With mortgages, car loans, social outings and other expenses, it’s easy to say “later” when it comes to contributing toward a retirement fund. However, the earlier you start, the more you will accumulate, which means there is no better time to start contributing to your retirement savings than right now. We’ve outlined four simple steps to get you started with saving for retirement.
Goal: I want to be more productive!
Increased productivity is a dream of many people, because the end goal is spending less time on a task so you have more time for something else you’d rather be doing. At INB, our team uses certain tools and resources to stay productive, and you may find many of them helpful in your own life. These tools help us with efficiency in everything from managing projects to scheduling meetings.
If you’re looking to streamline some of your banking activities, INB has you covered, with 5 tasks you can do straight from your smartphone! And when it comes to running your business more efficiently, INB can also assist you in managing many of the financial activities you want to outsource in order to grow.
Goal: I want to stick to a financial budget!
Without following a budget plan, you’re likely spending much more money each month than if you were to be cognizant of your spending habits and reducing your expenditures. And when you’re spending that money, you can’t save it. A budget can truly change your financial future. Creating a budget can seem hard enough; actually sticking to that budget may feel downright daunting. But at INB, we offer some simple tricks that makes budgeting feel do-able so that you can get your financial life back on track for the future.
Whichever goals you want to work toward in this new year, accountability always helps, and at INB, we work alongside you to help you reach what you want to accomplish. When we make banking easier for you, we make your life easier too. Happy New Year!