Business Savings and Money Market Accounts

Regular Business Savings Account

The Regular Business Savings account requires just $100 to open and pays interest on all balances. This account can be used to accumulate money to save for a specific purpose, or to move it to another account, such as an operating account.

Business Money Market Savings

The Business Money Market Savings account is designed for more substantial deposits and pays a higher interest rate at each balance tier.

Learn more about our business saving and money market accounts:

Summary Savings Money Market
Opening deposit $100 $1,000
Minimum daily balance $500 $2,500
Deposited items First 25 deposited items included First 25 deposited items included
Earns Interest1 Yes Yes
E-statement and e-notice delivery Included Included
Monthly maintenance fee2 $3 (can be waived by maintaining the minimum daily balance) $7 (can be waived by maintaining the minimum daily balance)
Excess withdrawal fee(in excess of 4 per month) $2 $2
Excess deposited item fee (in excess of 25 per month) $0.25 $0.10

1Rate subject to change at any time without advance notice. Ask for current interest rate chart.

2Fees may reduce earnings.

3You may make six (6) transfers from your account each four (4) weeks or similar period if pre-authorized or automatic transfer or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by a depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Contact us at 217-747-5500 or 877-771-2316 for more information.

For more business solutions, learn about INB’s trust and wealth management, commercial loan options, and additional business products!