Credit Card Info

For customer service, or to report a lost or stolen credit card, call 800-558-3424.


INB offers low credit card rates with a full range of reward options, making it easy to select and apply for the card that meets your needs. Learn more about the rewards program that allows you to automatically earn bonus points on every purchase, every month!

With a credit card from INB, you can monitor your accounts, pay bills online, and review your rewards points at any time. Log in to your online credit card account here.

And for a limited time, you can earn a $100 bonus when you apply for a Visa® Real Rewards Card. 

Special Offer:*

$100 Bonus with a new Visa Credit Card.

Earn more rewards when you apply for a Visa® Real Rewards Card. APPLY TODAY!

  • Apply from May 1 through September 30, 2019.
  • Use your card for purchases by November 30, 2019.
  • Receive 10,000 bonus points! That’s 2,500 “standard” and 7,500 "special bonus" points the first time you use your card**.
  • Redeem these points for a $100 statement credit, or other fabulous rewards***!

Apply online or at any branch location.


*Subject to credit approval.

The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, see your Card member Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

Points expire five years from the end of the quarter in which they are earned.

**Card member will receive a bonus of 7,500 points upon first purchase, which is in addition to the standard 2,500 points awarded after a first purchase, for a total of 10,000 initial points. In order to qualify, the first purchase must be made by November 30, 2019. This offer is valid only for new Visa® Real Rewards consumer accounts with this Financial Institution and the application must be submitted between May 1-September 30, 2019, through a branch office or call center. Please allow 6-8 weeks after the spend requirement has been met for the bonus points to be credited to the account. The 2,500 “standard” bonus points and the 7,500 “special” bonus points may be awarded in separate billing cycles. This offer excludes business products and is also not valid on College Real Rewards or the employee product.

***Reward points can be redeemed for a cash deposit to a checking or savings account held at this Financial Institution within seven business days or as a statement credit to their account within one to two billing cycles.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2019 Elan Financial Services.