Interest Rate Chart

This Rate Chart contains information about interest rates and annual percentage yields for some accounts we offer.


Account Product Name   Minimum Opening Deposit Minimum Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield Overall
CD (Rising Rate G)a   $1,000 $1,000c     0.61%
  First 6 months     0.25% 0.25%  
  Next 6 months     0.40% 0.40%  
  Next 6 months     0.65% 0.65%  
  Last 6 months     1.15% 1.15%  
Premier CD (Rising Rate C)ac   $1,000 $1,000c     0.71%
  First 6 months     0.35% 0.35%  
  Next 6 months     0.50% 0.50%  
  Next 6 months     0.75% 0.75%  
  Last 6 months     1.25% 1.25%  
CD (Rising Rate Z)a   $1,000 $1,000c     1.60%
  First 12 months     0.70% 0.70%  
  Next 12 months     1.15% 1.15%  
  Next 12 months     1.65% 1.65%  
  Last 12 months     2.90% 2.90%  
Premier CD (Rising Rate Y)ac   $1,000 $1,000c     1.70%
  First 12 months     0.80% 0.80%  
  Next 12 months     1.25% 1.25%  
  Next 12 months     1.75% 1.75%  
  Last 12 months     3.00% 3.00%  
CD (Less than 12 Mos)a   $1,000 $1,000c      
Daily Balances of: Under $100,000.00     0.25% 0.25%  
  $100,000.00 and over     0.35% 0.35%  
CD (1 year)a   $1,000 $1,000c      
Daily Balances of: Under $100,000.00     0.35% 0.35%  
  $100,000.00 and over     0.45% 0.45%  
CD (2 year)a   $1,000 $1,000c      
Daily Balances of: Under $100,000.00     0.65% 0.65%  
  $100,000.00 and over     0.75% 0.75%  
CD (42 Mos)a   $1,000 $1,000c      
Daily Balances of: Under $100,000.00     1.10% 1.10%  
  $100,000.00 and over     1.20% 1.20%  
CD (5 year)a   $1,000 $1,000c      
Daily Balances of: Under $100,000.00     1.75% 1.75%  
  $100,000.00 and over     1.85% 1.85%  
Power Plus Checkingb   $2,500        
Portion of Your Daily Balance: up to $4.999.99     0.07% 0.07%  
  $5,000.00 and up     0.12% 0.07% to 0.12%  
Maximizer Accountb   $2,500        
Daily Balance of: up to $49,999.99     0.10% 0.10%  
  $50,000.00-$249,999.99     0.20% 0.20%  
  $250,000.00 and up     0.30% 0.30%  
You Name It! Savingsb   $50   0.10% 0.10%  
Regular Savingsb   $50   0.10% 0.10%  
Money Market Savingsb            
Daily Balances of: up to $999.99     0.10% 0.10%  
  $1,000.00-$9,999.99     0.25% 0.25%  
  $10,000.00-$49,999.99     0.30% 0.30%  
  $50,000.00-$249,999.99     0.35% 0.35%  
  $250,000.00 and up     0.50% 0.50%  
Premier Money Market Savingsbc   $1,000        
Daily Balances of: up to $999.99     0.10% 0.10%  
  $1,000.00-$9,999.99     0.40% 0.40%  
  $10,000.00-$49,999.99     0.45% 0.45%  
  $50,000.00-$249,999.99     0.50% 0.50%  
  $250,000.00 and up     0.75% 0.75%  
Minor Savingsb   $10   0.10% 0.10%  
Premier Business Checkingb   $100   0.15% 0.15%  
Business Savingsb   $100   0.10% 0.10%  
Business Money Market Savingsb   $1,000        
Daily Balances of: up to $999.99     0.10% 0.10%  
  $1,000.00-$9,999.99     0.25% 0.25%  
  $10,000.00-$49,999.99     0.35% 0.35%  
  $50,000.00-$249,999.99     0.35% 0.35%  
  $250,000.00 and up     0.50% 0.50%  
Health Savings Accounts (Interest Bearing Checking)b            
Daily Balances of: up to $4,999.99     0.10% 0.10%  
  $5,000.00 and up     0.20% 0.20%  
Money Market IRAb   $50   0.35% 0.35%  
Structured Savings IRAb   $50        
Daily Balances of: up to $4,999.99     1.87% 1.89%  
  $5,000.00-$100,000.00     2.37% 2.40%  
IRA (Rising Rate G)a   $1,000 $1,000c     0.61%
  First 6 months     0.25% 0.25%  
  Next 6 months     0.40% 0.40%  
  Next 6 months     0.65% 0.65%  
  Last 6 months     1.15% 1.15%  
Premier IRA (Rising Rate C)ac   $1,000 $1,000c     0.71%
  First 6 months     0.35% 0.35%  
  Next 6 months     0.50% 0.50%  
  Next 6 months     0.75% 0.75%  
  Last 6 months     1.25% 1.25%  
IRA (Rising Rate Z)a   $1,000 $1,000c     1.18%
  First 12 months     0.70% 0.70%  
  Next 12 months     1.15% 1.15%  
  Next 12 months     1.65% 1.65%  
  Last 12 months     2.90% 2.90%  
Premier IRA (Rising Rate Y)ac   $1,000 $1,000c     1.25%
  First 12 months     0.80% 0.80%  
  Next 12 months     1.25% 1.25%  
  Next 12 months     1.75% 1.75%  
  Last 12 months     3.00% 3.00%  
IRA (6 Mos)a   $1,000 $1,000c 0.25% 0.25%  
IRA (1 Year)a   $1,000 $1,000c 0.35% 0.35%  
IRA (18 Mos)a   $1,000 $1,000c 0.50% 0.50%  
IRA (2 Year)a   $1,000 $1,000c 0.65% 0.65%  
IRA (3 Year)a   $1,000 $1,000c 0.90% 0.90%  
IRA (4 Year)a   $1,000 $1,000c 1.20% 1.20%  
IRA (5 Year)a   $1,000 $1,000c 1.75% 1.75%  

aA penalty will be imposed for early withdrawal.

bThe interest rate and annual percentage yield may change after account opening.

cPremier CD and Money Market Savings rates are available to Power Plus Checking customers.

Fees could reduce earnings on the account. Interest Rates and Annual Percentage Yield are current as of 11/1/18. For current rate information call (217) 747-5500. Member FDIC.