You Name It Savings Account
You Name it Savings Account
New designer boots? A vacation? A sports car! INB has a savings account that encourages you to save for whatever you set your sights on. You choose what you’re saving for, then set your goal and savings target. On the target date, your savings will automatically transfer into your INB checking or savings account! Use the calculator to plan your saving strategy.
- Minimum opening deposit is $50.
- If you make more than two withdrawals (including transfers) in a month, you’ll be charged a $10 withdrawal fee.**
Pocket Change match offer
If you’re a checking account customer taking part in our Pocket Change program, we’ll match your Pocket Change transfers, up to $100, for the first 90 days of opening your You Name it Savings Account.*
* We will round up your INB VISA debit card purchases based on your enrollment choice and transfer the difference from your checking account to your “You Name It” Savings Account. We will match 100% of your Pocket Change transfers for the first 90 days of enrollment, up to $100. Matching funds will be paid at the end of the 90 day period on accounts that remain open and enrolled. Please see our Rate Chart for additional information. Rates may change at any time. We may cancel or modify the Pocket Change service or any matching promotional offers at any time without prior notice. Matching funds will be reported to the IRS on Form 1099
** You may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction, or by check, draft, debit card or similar order (including point of sale transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Fees may reduce earnings.
Apply for a You Name it Savings Account or call us at 217-747-5500 or toll free at 1-877-771-2316.